John Philp, DipPFS
With some 30 years’ experience in Financial Services, John has primarily spent this time advising private clients on how to get the best out of their resources through the provision of effective, Mortgage, Pension, Protection and Financial Planning advice.
A recent example is the potential saving of a substantial Inheritance Tax on behalf of one client, enabling this money (when the time comes) to be passed down to future generations for the benefit of the client’s family, rather than passing direct to HMRC.
In the light of an ageing population, and the issues surrounding the ‘asset rich, cash poor’ partially as a result of substantial increases in property values, John realised the potential difficulties for certain client situations, and therefore qualified in 2007 to provide advice on Equity Release matters.
Since then he has also gained qualification to provide advice in the related area of Long Term Care insurance and funding.
John is a member of the Personal Finance Society and the Chartered Insurance Institute, by Diploma as well as the Chartered Institute for Securities and Investment.
John Philp, Hart Greaves, Kelston Park, Bath BA1 9AE
Tel 01225 316416